ToyyibPay

 

Mengapa Peniaga Muslim Perlu Menggunakan ToyyibPay Sebagai Payment Gateway Pilihan

Dalam dunia perniagaan digital hari ini, urusan pembayaran secara online bukan lagi satu pilihan — ia sudah menjadi keperluan utama. Sama ada anda menjual produk fizikal, perkhidmatan, kelas online, makanan, pakaian, buku, servis tempahan atau menjalankan kutipan sumbangan, pelanggan kini mahukan sistem pembayaran yang cepat, mudah dan dipercayai.

Namun bagi usahawan Muslim, ada satu perkara yang lebih penting daripada sekadar kemudahan iaitu keberkatan dan kepatuhan syariah dalam urusan kewangan.

Di sinilah ToyyibPay muncul sebagai salah satu payment gateway pilihan ramai usahawan Muslim di Malaysia.

Apa Itu ToyyibPay?

ToyyibPay ialah sebuah platform payment gateway tempatan Malaysia yang membolehkan peniaga menerima bayaran secara online melalui FPX, online banking dan pelbagai kaedah pembayaran digital dengan mudah.

ToyyibPay diasaskan dengan misi membantu individu, organisasi dan perniagaan mengurus pembayaran secara lebih mudah, cepat dan mesra pengguna.

Nama “Toyyib” sendiri membawa maksud “baik”, “bersih” dan “diberkati”, selari dengan konsep transaksi yang lebih patuh syariah dan bebas daripada unsur yang meragukan.

Kenapa Ramai Peniaga Memilih ToyyibPay?
1. Mesra Patuh Syariah

Bagi peniaga Muslim, aspek syariah sangat penting dalam setiap transaksi.

ToyyibPay menjadi pilihan ramai kerana pendekatannya yang lebih dekat dengan prinsip kewangan Islam. Ini memberikan ketenangan kepada pengguna yang mahu mengurus transaksi secara lebih diyakini dan selari dengan nilai Islam.

Dalam perniagaan, keuntungan bukan sekadar angka… tetapi keberkatan yang datang bersama rezeki tersebut.

2. Pendaftaran Sangat Mudah Dan Percuma

Salah satu kelebihan besar ToyyibPay ialah proses pendaftaran yang sangat mudah.

Anda tidak perlu menjadi syarikat besar untuk mula menggunakan platform ini. Individu biasa, dropshipper, freelancer, guru kelas online, peniaga kecil dan usahawan baru semuanya boleh mendaftar.

✅ Pendaftaran percuma
✅ Mesra beginner
✅ Tidak memerlukan kemahiran teknikal tinggi
✅ Boleh mula terima bayaran online dengan cepat

👉 Daftar percuma di sini:
Daftar ToyyibPay Sekarang

3. Sokongan FPX Dan Online Banking Malaysia

ToyyibPay menyokong pembayaran melalui pelbagai bank tempatan Malaysia menggunakan FPX.

Ini memudahkan pelanggan membuat bayaran secara terus tanpa proses yang rumit.

Antara bank yang lazim disokong termasuk:

  • Maybank
  • CIMB
  • Bank Islam
  • BSN
  • RHB
  • Hong Leong Bank
  • AmBank
  • Public Bank
  • Affin Bank
  • Dan banyak lagi

Pelanggan hanya perlu:

  1. Klik link pembayaran
  2. Pilih bank
  3. Login online banking
  4. Selesai pembayaran

Sangat mudah dan cepat.

4. Sesuai Untuk Pelbagai Jenis Perniagaan

ToyyibPay bukan hanya untuk syarikat besar.

Ia sangat sesuai digunakan oleh:

✅ Peniaga makanan
✅ Penjual TikTok Shop
✅ Dropshipper
✅ Ejen produk
✅ Guru kelas online
✅ Penjual ebook
✅ NGO & badan kebajikan
✅ Sekolah & pusat tahfiz
✅ Masjid & surau
✅ Freelancer
✅ Servis tempahan catering
✅ Jurugambar & designer
✅ Peniaga live TikTok/Facebook

Malah ramai content creator juga menggunakan ToyyibPay untuk menerima bayaran daripada pelanggan mereka.

5. Boleh Hasilkan Payment Link Dengan Mudah

Salah satu ciri paling menarik ialah fungsi “payment link”.

Anda tidak perlu ada website mahal pun.

Hanya:

  • Masukkan nama produk
  • Tetapkan harga
  • Generate link
  • Kongsi kepada pelanggan melalui WhatsApp, Facebook atau TikTok

Pelanggan terus boleh bayar melalui link tersebut.

Ini sangat membantu peniaga kecil yang baru bermula.

6. Sistem Yang Kemas Dan Mudah Difahami

Antaramuka ToyyibPay sangat mesra pengguna.

Walaupun anda bukan orang IT atau tidak mahir teknologi, anda masih boleh belajar menggunakannya dengan cepat.

Dashboard mudah difahami untuk:

  • Semak transaksi
  • Rekod pembayaran
  • Status bayaran
  • Laporan jualan
  • Pengeluaran wang

Semua tersedia dalam satu sistem.

7. Membantu Nampak Lebih Profesional

Bila anda menggunakan payment gateway sendiri, pelanggan akan lebih yakin terhadap bisnes anda.

Berbanding:
❌ Minta pelanggan transfer manual
❌ Hantar screenshot
❌ Semak satu-satu pembayaran

Dengan ToyyibPay:
✅ Sistem lebih tersusun
✅ Auto verify pembayaran
✅ Jimat masa
✅ Kurangkan kesilapan manual

Ia membantu menaikkan imej profesional perniagaan anda.

8. Sesuai Untuk Kutipan Sumbangan Dan Infaq

ToyyibPay juga banyak digunakan oleh:

  • Masjid
  • NGO
  • Rumah anak yatim
  • Kempen bantuan
  • Kutipan wakaf
  • Dana kebajikan

Kerana sistemnya memudahkan orang ramai membuat sumbangan secara online dengan cepat.

9. Boleh Digunakan Bersama Website Dan Platform Lain

Bagi peniaga yang sudah mempunyai website, ToyyibPay juga boleh diintegrasikan dengan:

  • WordPress
  • WooCommerce
  • Sistem tempahan
  • Landing page
  • Dan pelbagai platform lain

Ini membantu automasi perniagaan menjadi lebih efisien.

10. Sokongan Komuniti Usahawan Tempatan

Sebagai platform tempatan Malaysia, ToyyibPay lebih memahami keperluan peniaga tempatan.

Ramai usahawan kecil bermula dengan platform ini sebelum berkembang lebih besar.

Ia menjadi antara pilihan popular dalam kalangan:

  • Peniaga TikTok
  • Affiliate marketer
  • Usahawan digital
  • Penjual produk Islamik
  • Penganjur kelas online

Adakah ToyyibPay Sesuai Untuk Beginner?

Ya, sangat sesuai.

Jika anda:

  • Baru mula bisnes online
  • Tidak tahu coding
  • Tidak ada website
  • Mahu sistem pembayaran mudah
  • Mahu nampak lebih profesional

Maka ToyyibPay ialah antara platform terbaik untuk bermula.

Kesimpulan

Dalam dunia bisnes hari ini, sistem pembayaran yang mudah dan dipercayai sangat penting.

Namun bagi usahawan Muslim, memilih platform yang lebih dekat dengan prinsip syariah juga merupakan satu langkah yang baik demi keberkatan rezeki.

ToyyibPay membantu memudahkan urusan pembayaran online dengan:
✅ Pendaftaran percuma
✅ Mesra pengguna
✅ Sokongan FPX Malaysia
✅ Mudah kongsi payment link
✅ Sesuai untuk pelbagai jenis bisnes
✅ Membantu urusan lebih profesional

Jika anda seorang peniaga, usahawan digital, guru online, NGO atau sesiapa sahaja yang mahu menerima bayaran online dengan lebih mudah…

📌 Daftar ToyyibPay secara percuma di sini:
Klik Untuk Daftar ToyyibPay

Semoga setiap urusan perniagaan kita dipermudahkan dan diberkati Allah SWT. 

PARAGIS

NO WONDER this grass went viral all over the social media. With its endless health benefits, it is truly God’s gift to mankind. We can find this weed almost everywhere throughout the Philippines and mostly in warm countries. This grass is widely spread along river banks, settled areas and even along roads! And because of our ignorance about the abundance of its uses, it is normally ignored by many.
Many people have testified about how amazing and effective this grass is in treating common and severe illnesses. Now, we present to you the reasons behind the buzz.
What are the Health Benefits of Paragis?
#Paragis is widely used in Africa as an alternative medicine to different kinds of illnesses.
Aeta people from Porac, Pampanga used burnt dried leaves of Paragis as a repellent against insects.
Leaves of Paragis contain silicon monoxide, calcium oxide, and chlorine.
Dried leaves contain protein.
Many declared it to be anti-inflammatory, a natural antihistamine, a natural diuretic, antidiabetic, an effective anti-oxidant and has cytotoxic properties.
Parts of Paragis that Can Be Used as a Herbal Medicine
Leaves
Drinking boiled leaves of Paragis or making a Paragis Tea will ease several pains and illnesses. You can also patch the minced or pulverized leaves on some conditions.
Stems
Boil the stem with leaves to achieve more effective results
Roots
Drinking boiled roots can also cure several illnesses.
Health Conditions That Can Be Cured by Paragis
Because of this plant’s antioxidant properties, this can lower the risk of growing cancer cell in your body.
#Ovarian Cyst and Myoma
Patients with ovarian cyst conditions have proven that drinking Paragis tea in a daily basis has made the cyst completely disappear.
#Kidney Problems
Paragis is a natural diuretic which increases the amount of water in our body and expells salt as urine.
Heat pounded leaves mixed with scraped coconut. Patch and bandage on the affected area.
Drink Paragis tea regularly and say goodbye to diabetes.
Apply decoction to wound to stop the bleeding.
Paragis is a strong laxative that can flush out worms and parasites from your stomach.
#Urinary Tract Infection
You may stop taking antibiotics and start drinking boiled leaves to immediately cure UTI
Lower the risk of high blood pressure by drinking boiled leaves and stems of Paragis.
You won’t be needing any medication to reduce your temperature. Just drink boiled roots of Paragis for faster and more effective results.
#Sprain (Pilay)
To have an instant relief from a sprain, patch some minced leaves on the affected area.
Reduce the appearance of dandruff. Mix minced leaves and stems with coconut oil. Use it as a shampoo and gently massage it on your scalp. It can also stop hair fall and help your hair grow back to its original thickness.
This is a type of gastroenteritis that results in diarrhea with blood. Drink boiled roots of Paragis to ease this alarming condition.
#Other Illnesses that Can Be Cured By Paragis:
Asthma
Hemoptysis
Bladder Disorders
Liver Problems
Jaundice
Malaria
Infertility in Women
Epilepsy Credit : JMW Co. Ltd Philippines

BINA PAINT

PRODUK CAT MUSLIM PATUH SYARIAH PERTAMA DI MALAYSIA

Tahukah anda, Cat Bina Paint adalah cat patuh syariah dan mendapat pengiktirafan pelbagai pihak. Setaraf dengan produk antarabangsa, Cat Bina Paint 100% keluaran Malaysia. Kenapa Patuh Syariah?

1. Pengurusan yang diiktiraf oleh SIRIM. Sijil Quality Management System ISO 2001 : 2015. Pensijilan Sistem Pengurusan Kualiti oleh SIRIM.
2. Menaik taraf pengurusan kepada pengiktirafan patuh syariah (MS 1900 : 2014). Sijil ini adalah hasil kerjasama antara SIRIM dan USIM (Universiti Sains Islam Malaysia).
4. Green Tech - Bahan yang mesra alam sekitar. Daripada aspek bahan mentah, operasi kilang, bahan buangan, semuanya telah disahkan dan diiktiraf sebagai produk HIJAU.
5. Menjaga batasan dalam pemasaran. Tidak ekploitasi wanita dalam iklan. Tidak menjanjikan kualiti bulan dan bintang.
6. Pelesenan Patuh Syariah terhadap produk cat. Dikeluarkan oleh ElcorP Technology Sdn Bhd.
7. Pengiktirafan bahan yang bebas daripada DNA Porcine (DNA Babi) daripada HALVEC Laboratories. DNA Porcine ini fungsinya untuk nampakkan cat lebih berkilat dan kesan lebih menarik.

PROJEK RM6 BILION

PROJEK RM6 BILION
Transkripsi Live Coach Fadzil Hashim 13.2.2021

Kepada kawan-kawan yang dimuliakan oleh ALLAH swt kerana kita dipilih menjadi umat Nabi Muhammad saw. Saya nak ambil kesempatan untuk berkongsi tentang projek RM6 bilion. Projek ini sebenarnya telah kami ilham dan usahakan sejak 6 tahun yang lalu.
Insya-ALLAH momentum kita menjadi lebih kuat. Hampir setahun Malakat Mall dibuka, projek RM6 bilion ini adalah projek yang memfokuskan kepada penyatuan kuasabeli runcit.

APA ITU PROJEK RM6 BILION?
Keadaan ekonomi tak menentu hari ini, kerana terimpak teruk kesan daripada Covid 19. Hanya beberapa sektor sahaja yang boleh berkembang sementara yang lain hanya sekadar surviving mode. Maksudnya hidup segan mati tak mahu.
Contohnya pendidikan, tadika saya hanya cuba nak kekalkan sahaja. Nak berkembang sekarang dah tak boleh. Apa itu projek 6 bilion? Ia adalah projek membina nilai perniagaan yang bernilai RM6 bilion setahun. Seumur hidup, kita pernah tak kita terlibat dalam projek RM6 bilion?
Semua tuan puan termasuk saya pasti akan berbelanja barangan runcit. Kita pasti beli ayam, sayur, beras dan gula. Tapi hari ini kebanyakan daripada kita masih berbelanja di luar ekosistem kita ataupun dalam ekosistem orang lain.
Boleh ke saya nak terlibat dalam projek RM6 bilion? Boleh. Pertama sebagai pengguna yang kita hendak ikramkan menjadi pemilik bersama projek RM6 bilion ini. Kedua, sebagai usahawan yang mempunyai peranan yang lebih sedikit daripada pengguna dengan memperoleh pendapatan yang lebih banyak dalam projek ini.

ToneWOW

Salam sejahtera kepada anda semua…

Anda pengguna telefon bimbit?

Adakah bil atau topup bulanan anda melebihi RM30?

Adakah anda akan guna telefon bimbit sepanjang hayat?

Adakah anda inginkan kebebasan kewangan?

Jika jawapan anda kepada kesemua soalan di atas ialah “YA”, anda layak untuk menyertai kami


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Dapatkan Simkad ToneExcel Pertama Anda Sekarang!

Affiliate Marketer’s Guide On Making Your Facebook Ads Clickable

SCALING campaigns to similar audience sets on social media can really boost the success of the campaigns you’re running. A simple tweak, with the right targeting, can improve your conversion rates – hence your earnings from the affiliate programs you participate in. This is a fundamental guide on how to get started by scaling those campaigns on Facebook.

UBER


APA ITU UBER?

UBER adalah sebuah aplikasi di mana anda boleh menjana wang dengan mudah, hanya dengan menerima dan menyelesaikan permintaan perjalanan daripada penumpang di bandar anda. Anda boleh memandu dan mejana seberapa banyak yang anda mahu, kerana dengan Uber, anda adalah bos anda sendiri.

Uber adalah satu sistem pengangkutan alternatif baru pada masa kini dan sesiapa sahaja boleh menjadi rakan-pemandu Uber dengan hanya memandu kenderaan sendiri di samping dapat meraih pendapatan tambahan untuk menyara kehidupan. Perkhidmatan Uber kini dilihat menjadi satu bentuk baru gaya kehidupan masyarakat dunia khususnya pada penduduk bandar. 


How Desperate People Are

ridiculous commentI HAVE just published my new website promoting Tune Talk Tone Excel prepaid sim card at http://toneexcel.net.my/ early this year. What impressed me most is how desperate people are when trying to link their site to other people websites or blogs by leaving comments that for me it is unethical.
My website is actually written in Bahasa Malaysia and I am expecting the visitor from Malaysia, but most of them came from some other countries with various ridiculous comments. One of the longest and ridiculous comment... see for yourself... Ha ha ha. However, I have corrected all the spelling error and thank you for making my day cheerful.
EXABYTES has specialized in providing web hosting services and helping SME to grow their businesses online to achieve their dreams since its establishment in 2001. Today we serve over 75,000+ Customers (from individuals, students, small & medium size businesses, to government and public listed companies) in 121 countries and manage over 1000+ servers with 100,000+ websites, 1,000,000+ email accounts.
Besides being awarded as one of the BEST Domain Resellers by MYNIC (The Malaysia Network Information Centre) for many years, we were also handpicked by Google as a Google Premier Partner in 2015 to offer Google AdWords Online Advertising to SME in Malaysia to grow their businesses online by leveraging on the power of Google search and its effective online marketing tools. 

Biography of Ibrahim Al Akhdar

IBRAHIM Al Akhdar, or Ibrahim Ibn Al Akhdar Al Kayim, is a famous Holy Quran reciter through the Muslim World. He also represents a great imam and outstanding social character. The Great Allah has given him an extraordinary voice that has a unique and exceptional harmony in it. Ibrahim Al Akhdar was born in 1364 (1945) in Al Medina in Saudi Arabia.

The honorable Sheikh Ibrahim Al Akhdar started and finished his primary and secondary schooling with great success, in his native city “Medina” in the Quranic school of Dar Al hadith, then ‘Annajah’, and then the scientific institute.

Flip PDF


FLIP PDF is your easy way to batch convert ordinary PDF files into stunning Flash & HTML5 publications that run on all devices (iPad, iPhone, Android phone), with amazing page-flipping animations and sound! Imagine being able to create digital magazines and catalogs that behave like actual paper books without any programming work! Once you've created your page-flipping masterpiece in Flip PDF, you can publish it to the web, via email, and even distribute it on CD-ROM, all without paying royalties!

WowApp - Doing Good Through the Power of Sharing

Welcome to the Power of Sharing

Why join WowApp? - WowApp is free and shares over 70% of its own revenue/margin with you. From what you earn you can donate to one of the 2,000 Charities in 110 countries or cash out for yourself. The choice is yours!

What's unique about WowApp?

1. Earn while you socialize: we share over 70% of our own revenue with the community

2. Use your earnings to do good through Charity

3. Cash out for yourself to a bank account, credit card or PayPal account

4. Call worldwide at the lowest rates; free WowApp to WowApp audio and video calls

5. Private Mode: get the best privacy feature where messages are deleted automatically when you end the chat



Wi-Fi: A Silent Killer That Kills Us Slowly

Wi-Fi can be defined as a wireless network through which it is possible to connect the electronic devices, so you do not have to rely on the network cable.

From our homes, wi-fi was a success around the world. Today it is so normal to find wi-fi almost everywhere, including the houses. Since their arrival, the mobile phones always represented a positive benefit from their service, but these same companies receive instructions for proper use of services in order to prevent damage to health.

Santai Messenger

SANTAI is an enterprise communication app for Android, iOS, Blackberry and Windows phone. In the world of Santai, there are no limits! Stay connected with your team and remotely working colleagues using instant chats, group conversations, file sharing, voice notes, events and more. Your new generation workplace communication app is at your fingertips now! So what you are waiting for? Download Santai, install it!

Teknik AutoNetWork - teautonetwork.com

  • Setujukah anda jika saya katakan, 99.99% kegagalan Biz berpunca daripada TIADA NETWORKING?
  • Biasanya, sebelum melakukan sesuatu Biz, kita perlu mengeluarkan MODAL dahulu, then baru boleh develop network, betul kan?
  • Sebab itu, Sistem ini dinamakan AutoNetwork bermaksud anda mampu mengembangkan network anda secara automatik tanpa perlu anda berjumpa dengan mereka dengan kata lainnya "CLOSE DEAL TANPA SUARA"

Tone Excel Di Buletin Utama TV3



Lawati http://toneexcel.net.my

Untuk menyertainya sila KLIK DI SINI

Green Technologies - A New Future Dawns

IT'S A revolution. It's going to take over your life: home, work, community. It's going to be the new way to live, to think and to act. Welcome to the days of going green.

Just like the agricultural revolution of the 18th century that spurred the industrial revolution into the 19th century, the green revolution has the pace and intensity to touch and change every aspect of living. In a nutshell it is a paradigm shift that scientist and environmental specialists say will save the planet and assure the continuation of the species and the survival of the planet.

This green revolution, spreading like wildfire, will create a green economy through the use of green technology, green thinking and green living. Yes, it is going to be a whole lot of green.

Governments, policymakers and think tanks worldwide assure us this is the future and that anyone not on the bandwagon is surely to lose out, not only on the advantages of the emerald wave, but also because unsustainable choices will lead to the inability to sustain livelihood or existence.

10 Richest Men in Malaysia (2015) by Forbes


Tan Sri Robert Kuok Hock Nien and some local business tycoon maintain their position in the list of the Richest Individuals in Malaysia organized by Forbes.

Tan Sri Robert Kuok, 91, is the founder of the Hotel Shangri-la and his sources of wealth are from palm oil, shipping and real estate. According to Forbes, Kuok Group controls several listed companies in Hong Kong, Malaysia and Singapore.

Here are the 10 Malaysia's richest.

1) Tan Sri Robert Kuok Hock Nien

Robert Kuok, Malaysia’s richest man, raised $300 million in 2014 with the Singapore listing of his PACC Offshore Services Holdings, Asia’s largest operator of vessels for offshore oil & gas exploration. His Kuok Group controls a slew of listed companies in Hong Kong, Malaysia and Singapore. The Chinese Malaysian tycoon made his fortune in sugar, palm oil, shipping and real estate. A big source of wealth is a stake in palm oil giant Wilmar International, which is run by nephew Kuok Khoon Hong, a Singapore billionaire. Robert Kuok also controls Hong Kong’s South China Morning Post, once the world’s most profitable daily newspaper.


Total current assets: US $ 11.3 billion (RM40.8 billion)
The main companies: Kuok Group / Kerry Group
Sources of wealth: Palm oil, shipping and real estate

A Review of ViralURL

So you have finally stepped into the world of making money online. You too, like the others, have decided to start with the affiliate programs. Also, you must have heard that it's not a big deal to make good money with affiliate marketing, provided you choose the right programs and do some strategic planning while promoting your affiliate products. So far so good.

Whether you are promoting other people's products or promoting your own products - that doesn't matter because after all it is nothing but your own business and your means to earn good money. So whichever be your case, I am sure you would not want to leave money on the table and invite others to steal your share of profit.

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